Our Services
 
 

CREDIT

Consumer Loan/Bridging Finance:
Our consumer loan package is provided under a dedicated arrangement mostly to clients in blue chip companies (such as Oil & Gas and Manufacturing Companies) and also those in structured government establishments (e.g. CBN, NDIC e.t.c). We also provide financial bridge or bridging finance for individuals with reliable means of repayment supported with genuine willingness to provide near cash collateral to secure our exposures as lender. Our response time is prompt according to the dictate of our customers and with flexible terms & conditions to encourage repeat transaction.

Leasing (Operating & Finance Lease):
Leasing services are carried out along finance and operating lease lines. Finance lease is structured with ownership resting on us and you have possession and usage of assets with an option to purchase the assets at the end of the lease period, while operating lease is structured along our ownership of assets that allows you pay monthly rentals on usage, with the burden of ownership such as insurance, maintenance, repairs, provision of technical support and administration borne by us.

Viva Finance also offers Equipment Leasing services at affordable rates for a wide range of clients, to enhance and develop your business. The following are some of the benefits you will enjoy from your lease facility with us:

>> Opportunity to re-direct your cashflows
>> Convenient Payments to enable you structure your cash flow
>> Reduced administrative cost
>> Comprehensive Insurance for vehicle (only applicable to reputable Companies)
>> We will deliver to you high quality services.

LPO Financing:
These services are hinged on our core business process objective of innovativeness, quality, timelines and cost effectiveness; thus our discerning clienteles are privileged to benefit immensely in a business2business synergy equally built around world class customer services. In delivering our services, we assure you of the following:

>> Quick response time (48 hrs max)
>> Flexible terms and conditions
>> Good relationship management